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New Members: Get $200* with Flex Rewards Checking

FLEX Rewards Checking was built for people who want more from everyday banking. If you’ve been looking for an account with competitive high yield checking account rates, Flex Rewards Checking gives you the ability to choose how you get rewarded. 

Serving the Community Since 1949

Current Members: Refer a Friend and Get $100**

Have friends who can benefit from our High Yield Checking Account or our  amazing Auto Loans?  Get $100** for each referral who opens Flex Rewards Checking or an auto loan with USCCU and meets the requirements. Spread the word and refer up to 5 friends!

Help Spread the Goodness

*$200 New Member Offer: Offer available October 15 through October 31, 2026. New members who open a Flex Rewards Checking account during the promotional period and meet the required rewards qualifications of the checking account in a single calendar month before January 2027 will earn a $200 bonus. Qualifying Monthly Requirements for Flex Rewards Checking include: A minimum 15 debit card purchases of $10 or more, excluding ATM transactions, Bill Pay, or recurring ACH and deposit of $1,000 or more monthly and access digital banking. Monthly Fee may result if none of the Qualifying Monthly Requirements are met during the calendar month. Minimum initial deposit is $50. Membership eligibility requirements apply. Limit one $200 incentive per qualifying new member. Accounts are subject to approval. Account must remain open and in good standing. Bonus may be reported as income and is subject to applicable tax reporting requirements. Bonus will be deposited
to qualifying checking account within 30 days of meeting qualifications. Additional terms and conditions may apply.


**Member Referral Program Details: Offer available October 15 through October 31, 2026. Referral bonus only available to current US Community Credit Union members. Members can earn $100 if their referral generates a new member who opens a Flex Rewards Checking account and meets the required rewards qualifications of the checking account in a single calendar month within 60 days after account opening or a new auto loan of $10,000 or more. All accounts and loans subject to approval. Loans require a new hard inquiry credit report pulled by US Community Credit Union. New member/loan holder must mention the name of the person who referred them in-branch or online at the time of the application. Cash bonus will be deposited to referring member’s account within 30 days of account meeting required qualifications or from loan funding. Offer may be withdrawn at any time without notice. Bonus may be reported as income and is subject to applicable tax reporting
requirements. Membership eligibility requirements apply. Additional terms and conditions may apply. Maximum of 5 referrals per member with a maximum bonus of $500 annually. For this promotion, the credit union is unable to release account information regarding the opening or status of any account to anyone other than the account owner. We cannot tell you if a new member has included you as a referral or whether an account has been opened. However, please note that crediting of the $100 to the referring parties account will imply that an account has been
opened for the new member.

What Our Members Say

Don't take our word for it. Check out what our members are saying!

Yvonne H.

“Hands down the best credit union i have ever banked with. The customer service here is awesome. We started our account online before we moved here and although we had technical difficulties the people helping us were fast, friendly and very helpful. I even consider some of them friends! My entire family, to include my 2 young kids, banks here and I highly recommend USCCU to anyone looking for a pleasurable banking experience. AWESOME JOB!!"

Samantha W.

“My family and I joined when we moved to MJ years ago and we’ve had nothing but positive interactions with the staff. Each one has made an effort to get to know us and it makes for a pleasant experience each time."

Emani W.

"The employees demonstrate exceptional hospitality, professionalism, and go above and beyond to provide competitive rates. This bank is truly commendable. Keep up the great work!"

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